Corporate Lenders

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Corporate Lenders and Asset Finance Providers

 

Defaulted debts pose a significant challenge for corporate lenders and asset finance companies, affecting both their financial stability and operational efficiency. According to recent industry statistics, the default rate for corporate loans can range from 2% to 5%, depending on the economic climate and sector-specific risks – these defaults can have a profound impact on the bottom line, leading to increased costs and reduced profitability.

When borrowers fail to meet their repayment obligations, it results in a loss of expected income and can lead to a significant write-off of assets. This not only reduces overall profitability but also impacts the company’s ability to reinvest in new opportunities and grow its portfolio. Managing defaulted debts requires substantial resources. The process of tracking, managing, and attempting to recover these debts can be time-consuming and costly, often involving legal proceedings, negotiations, and extensive administrative work, all of which divert resources away from core business activities. This increase in operational costs further erodes the profitability of the lender. High levels of defaulted debts can pose a risk to the financial stability of corporate lenders and asset finance companies. It can lead to liquidity issues, making it difficult to meet short-term obligations and maintain smooth operations. In severe cases, it can even threaten the solvency of the company, especially if the defaults are widespread and significant in value.

Corporate Lenders and Asset Finance services

Explore our services to Corporate Lenders and Asset Financiers below

 

Our specialist default team maintain an exceptionally high rate of
recovery on defaulted Corporate Loans regardless of security. Our
traditional approach is to reach an amicable resolution suitable for
both parties however, depending o our clients requirements, we can
enforce any debentures or securitisation in recovery of the loan in
order to ensure our clients are repaid quickly and efficiently


Often, our clients opt to sell a defaulted debt in order to avoid the

sometimes lengthy process of recovery. In this instance, we would
carry out a full assessment of the defaulted debt as well as the
borrower and upon agreed terms, would complete a purchase of the
loan, allowing the lender to continue with the risk or stress of
recovery.

Many corporate lenders use the sale of an existing debt book to
provide capital for further lending opportunities. Our debt
purchasing team work with lenders to purchase both performing or
under-performing debt books to release capital for further lending
and client acquisition

Asset Finance RecoveryAs part of our recovery process for Asset based lending, we provide
a full end to end service, working alongside our preferred partners
to recover assets, manage asset disposal and recover any pending
shortfall, minimising and in most cases, eradicating any losses for
the lender

Our debt purchasing work diligently in providing a fair and efficient
process for purchasing defaulted and active asset finance
agreements.
In addition to typical agreement purchasing, we also provide
purchasing services for shortfall debt post asset disposal,
minimising portfolio loss

Our specialist default team maintain an exceptionally high rate of
recovery on defaulted Corporate Loans regardless of security. Our
traditional approach is to reach an amicable resolution suitable for
both parties however, depending o our clients requirements, we can
enforce any debentures or securitisation in recovery of the loan in
order to ensure our clients are repaid quickly and efficiently

Often, our clients opt to sell a defaulted debt in order to avoid the
sometimes lengthy process of recovery. In this instance, we would
carry out a full assessment of the defaulted debt as well as the
borrower and upon agreed terms, would complete a purchase of the
loan, allowing the lender to continue with the risk or stress of
recovery.

Many corporate lenders use the sale of an existing debt book to
provide capital for further lending opportunities. Our debt
purchasing team work with lenders to purchase both performing or
under-performing debt books to release capital for further lending
and client acquisition

As part of our recovery process for Asset based lending, we provide
a full end to end service, working alongside our preferred partners
to recover assets, manage asset disposal and recover any pending
shortfall, minimising and in most cases, eradicating any losses for
the lender

Our debt purchasing work diligently in providing a fair and efficient
process for purchasing defaulted and active asset finance
agreements.
In addition to typical agreement purchasing, we also provide
purchasing services for shortfall debt post asset disposal,
minimising portfolio loss

Our Approach to Corporate Lenders and Asset Finance Services

 

With over 15 years in Corporate Finance, the management team at Kingsley Legal Group are passionate about supporting Corporate Lenders and Asset Financiers in ensuring a strong, consistent debt book with low default rates or lending losses. Able to be flexible in our approach to the needs of our clients and adapt to a number of differing lending positions, we remain focused on providing leading services in Corporate Lending and Asset Finance Debt Recovery and Purchasing Solutions.