SME’s

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Services for Business Owners

Late payments pose a significant challenge to small to medium businesses (SMEs) in the UK, disrupting cash flow and creating financial instability. These delays can lead to increased borrowing costs, operational inefficiencies, and strained relationships with suppliers and creditors. In severe cases, persistent late payments can push businesses towards insolvency, threatening their very survival. By understanding the detrimental effects of late payments, SMEs can take proactive measures to safeguard their financial health and ensure long-term success. Small to medium businesses typically unequipped to navigate the legalities of debt recovery as well as effective collection processes, employing the services of a professional organization with a proven track record of handling late and outstanding payments is paramount.

Small and Medium Business Services

Not only are we leaders in Corporate and Commercial debt recovery, we understand the importance of efficient cashflow for small to medium businesses and the impact it can have on businesses and their senior management

Often we are appointed to complete one off recovery services for companies looking to recover an overdue debt. In an instance such as this, we assess a number of different factors to create the best approach for a fast efficient recovery, returning funds to you as quickly as possible.

Typically for larger clients, we operate a ledger recovery service
ensuring late payments of larger debt ledgers are recovered and
debtors are reminded of your terms to ensure they are not breached
any further

Disputed debts are often harder to recover and require a mixture of
assessment, discussion and legal review. Utilising our direct and
frequent access to Counsel, we have the ability to evaluate a
disputed debt quickly and efficiently to identify the chance of
recovery.

Debt purchasing is a quick and efficient way to realise funds against
an outstanding debt without going through the process of debt
recovery. Typically, payment can be made for a debt within 48hrs at
which point, we take full responsibility of the risk of recovery of the
debt

Often we are appointed to complete one off recovery services for companies looking to recover an overdue debt. In an instance such as this, we assess a number of different factors to create the best approach for a fast efficient recovery, returning funds to you as quickly as possible.

Typically for larger clients, we operate a ledger recovery service
ensuring late payments of larger debt ledgers are recovered and
debtors are reminded of your terms to ensure they are not breached
any further

Disputed debts are often harder to recover and require a mixture of
assessment, discussion and legal review. Utilising our direct and
frequent access to Counsel, we have the ability to evaluate a
disputed debt quickly and efficiently to identify the chance of
recovery.

Debt purchasing is a quick and efficient way to realise funds against
an outstanding debt without going through the process of debt
recovery. Typically, payment can be made for a debt within 48hrs at
which point, we take full responsibility of the risk of recovery of the
debt

Debt Recovery Fee Structure

All individual debt recovery fees are handled on a “no recovery, no fee” basis highlighting our confidence in our ability to recover your outstanding debts, reducing financial risk to yourself and aligning our target outcomes with yours. Full debt ledgers are handled on a pre-agreed basis. Handled directly by our account managers ensuring minimal investment into systems and processes with maximum return. All debt purchases are assessed individually on their risks and merits and full no-obligation purchase proposals are provided prior to purchase, allowing you the ability to consider the benefits.

Housing And
Regeneration Specialist

Courtney Henry

Product Designer

Kathryn Murphy

Back-End Engineer

Theresa Webb

UI/UX Designer

Robert Fox

Supporting

Esther Howard

Chief Product Officer

Courtney Henry

Product Designer

Kathryn Murphy

Back-End Engineer

Setfords’ Approach to Housing And Regeneration

In the UK, housing and regeneration law focuses on addressing various housing-related issues and promoting urban development. Some of the key objectives include the
implementation of affordable housing, urban renewal and regeneration, sustainable development, and more.

Important laws include the Town and Country Planning Act 1990, Housing and Regeneration Act 2008, Landlord and Tenant Act 1985, and the Housing Act 2004. These laws
regulate planning permission, housing standards, landlord and tenant rights, and social housing provision, among other aspects

Local authorities are responsible for planning and development control, affordable housing provision, enforcing housing standards, and promoting sustainable communities. They
play a vital role in shaping the built environment and ensuring compliance with relevant laws and policies.